skip to main content

Equity Release & Senior Lending

  • Thousands of different mortgages with the lowest rates to suit you.
  • Some mortgages are only available through brokers, not from banks.
  • We're experienced and local and offer free advice.

Enter your name and number and we'll call you back to run through your options. It's free and doesn't impact your credit rating. We also don't pass on your details to other companies.

Equity Release & Senior Lending

Whether you are looking to embark on an exciting opportunity to finance a new home, wish to unlock tax-free cash tied up in your home to fund your retirement, or need a senior lending solution to cover medical expenses, Mortgage Store can help you find the best deal.

We specialise in equity release and senior lending, with over three decades of experience helping homeowners get the finance needed. If we feel that equity release, retirement interest-only mortgages or lifetime mortgages are not suitable for your situation, we will let you know without hesitation.

Learn more about Mortgage Store

Enjoy the retirement you deserve

Later life lending through a lifetime mortgage has increased considerably in recent years, with the Equity Release Council (ERC) and the Financial Conduct Authority (FCA) ensuring the financial advice provided is of the highest standard.

Mortgage Store is fully certified, with a lifetime mortgage licence and Sesame certification. The later life lending landscape is evolving rapidly, but it is a complex and confusing market, especially when researching products, comparing policies, and making applications to the most suitable lenders. We learn more about your situation and aspirations whilst carrying out the legwork for you and negotiating the best possible deal.

Call us today

Our Later Life Lending Services

Equity Release

With a wealth of experience advising clients on equity release in Bedfordshire and around the UK, we can assess your circumstances and requirements to help you decide whether equity release is suitable for you.

If your home has increased in value over the years, you may be able to access some of that cash to boost your retirement income, purchase a new car or cover long-term care costs. That said, with any equity release plan, there are risks involved, so it is crucial to get in touch with our fully certified mortgage brokers in Ampthill today.

Learn more

55+ Interest Only Mortgages

One of the key benefits of taking out a Retirement interest-only (ROI) mortgages is that you pay the interest each month, meaning the amount you owe does not increase over time. This means that compounding does not occur. Therefore, you have more capital left in your home to pass on to your loved ones.

If you are considering a 55+ interest-only mortgage, please get in touch with our team today. We can help you decide whether it is the right option for your needs and work out how much you can borrow with a RIO mortgage.

Learn more

Lifetime Mortgages

A lifetime mortgage is a form of equity release, enabling you to release equity from your property whilst continuing to live in it. Whether you are eager to top up your monthly income as you head towards retirement, need to carry out some home improvements or want to fund the purchase of a new property, Mortgage Store can help.

With a lifetime mortgage licence, we can help you gain the right lifetime mortgage product, keeping you informed and prepared for the next chapter of your life.

Learn more