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Mortgages for First Time Buyers

  • Thousands of different mortgages with the lowest rates to suit you.
  • Some mortgages are only available through brokers, not from banks.
  • We're experienced and local and offer free advice.

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First Time Buyer

Buying a home is one of the most rewarding decisions you will ever make, impacting your financial future and lifestyle.

That said, securing a mortgage is complex at the best of times, especially for first-time buyers. Even if you have a sizeable deposit, excellent credit score and a predictable income, there is a vast array of mortgage products to consider, potentially leaving you with a stressful and confusing decision.

For most people in the UK, buying a house is the most expensive purchase they will make, so it is essential to narrow down on the best deal for your circumstances, making a confident and informed decision. Mortgage Store is the leading mortgage broker in Ampthill. We specialise in providing straightforward, transparent, and unbiased advice, helping you organise your financial information and prove affordability to the most suitable lenders.

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Fully qualified, experienced mortgage broker in Ampthill

Whether you are eager to buy a home for investment purposes, wish to become financially stable or want a fresh start in a house where you really feel “at home”, we can guide you through the process of securing the best mortgage deal for your requirements.

Our mortgage brokers in Ampthill are with you every step of the way, from the initial consultation where we learn more about your situation and the property you would like to buy, through to “completion day” — when you receive the keys!

Every mortgage journey is different, but we can assess your anticipated income and outgoings to develop a realistic budget and prevent unexpected affordability issues from the outset. With straightforward advice tailored to your needs, we explore thousands of products available to you as a first-time buyer. It is likely we already know of the most suitable lender and deal for your aims, circumstances, and budget.

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Aspiring first-time buyer?
Let’s assess your options

Today, mainstream and specialist lenders have rigorous checks in place to ensure you can keep up with mortgage payments.

If interest rates are low at the time of applying, you must also ensure affordability if the interest rate increases in the future. It is therefore wise to seek a ‘Decision in Principle’ confirming your affordability — and we can help with this.

Most estate agents need confirmation that you will be able to get a mortgage on a property before you make an offer, so having this agreement in place can help simplify and streamline the process. If you are looking for a first-time buyer mortgage broker in Bedfordshire or in the UK, Mortgage Store is here to help.

We can access and arrange mortgages with high street banks, building societies and specialist lenders, with deals not available direct from the lender.

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