Critical Illness Cover

What is it?

A Critical Illness Plan (CIC as it is referred to) is designed to pay out a lump sum on the diagnosis of a certain specified illness. It is often ‘bolted on’ to a life assurance policy, known as Life with CIC as an additional benefit, but can also be a standalone plan.

Who is it for?

This type of plan is designed for those individuals or families who want a lump sum immediately if they are diagnosed with a critical illness. The lump sum could be used to repay a mortgage or loan or to cover for taking time off work during the illness.

The quality of cover and illnesses covered can vary significantly between different providers. At Mortgage Store we can help you find the right plan that best meets your requirements.


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